Savings
Classic Share Savings
- $5 minimum balance
- Quarterly dividends paid on average daily balance over $25.00
- Six withdrawals or transfers a month
- Free ATM card
- Can be pledged to secure a loan
- Can be used for overdraft protection without a fee
- Free online use
- Free Allegiance Anytime (audio response)
Holiday / Christmas Club Savings
- Savings account designed to help you save money for the holidays
- Monthly dividends based on average daily balance
- $25 minimum to open
- Automatic disbursement available
- Automatically renews each year
- Quarterly statements
Emergency Savings Accounts
- Minimum opening deposit of $25
- Number of withdrawals allowed per month is 6, just like a money market account.
- Balances below $2,000 have the same rate structure as the basic share account, and as your balance grows, the dividend rate grows as well!
- Members are encouraged to set up automatic transfers from their savings, checking, and payroll accounts in order to build personal wealth faster.
Money Market Savings
- $2000 minimum to open and to earn dividends
- Monthly dividends based on average daily balance
- Six withdrawals or transfers a month
- Interest rate tiered to the account balance
- Can be used for overdraft protection
Share Certificate Accounts
- Minimum opening deposit of $500
- Terms from 6-48 months
- Earns dividends based on deposit amount and term
- Dividends compound monthly
- Early withdrawal penalties may apply
Individual Retirement Accounts
If you don’t have an IRA, you owe it to yourself and your financial future to start your account now. And even if you have an IRA somewhere else, there are some compelling reasons for moving your account here.
Our rates are competitive, your account is insured, and we pay particular attention to your personal financial needs, because at Allegiance, you are a member, not just a customer.
That’s why if you already have an IRA, you should consider moving it here. Simply contact one of our IRA Specialists today, and they will help start the process for moving your funds.
Click here to download our IRA Q&A
| IRA Accounts | |||
|---|---|---|---|
| Type | Term | Rate | Disclosures |
| Traditional | 12, 18, 24, 36 or 48 months | Click For Rates | No yearly maintenance fees; one-time $10 enrollment fee; Early withdrawal penalties may apply; Minimum opening deposit of $25 for IRA share accounts; Minimum opening deposit of $500 for IRA share certificates |
Shaw Financial Services
We are always looking for ways to provide our valued members with quality services to better serve your financial needs. That is why Allegiance has arranged for Shaw Financial Services to offer top-notch advice on planning your financial future. Shaw Financial Services is a locally-owned, well established, respected firm headquartered in Edmond, OK. They are the only Oklahoma financial services firm endorsed by Dave Ramsey. With offices in Edmond,Tulsa and Lawton, Shaw Financial Services is well positioned to meet the ever growing demand for sound financial advice tailored to the needs of Oklahomans. Founders Charlotte and Gary Shaw have a reputation for providing peace of mind to their clients by empowering them with the knowledge and confidence required to make the right decisions about their financial futures. Charlotte, Gary and their entire team use a hands-on philosophy in their financial guidance. Their goals and ours match beautifully, ensuring a sound financial future for you.
For more information visit their website: http://www.shawfinancialinc.com
Securities offered through Financial Network Investment Corporation, member SIPC. Shaw Financial and Financial Network are not affiliated. Investments are not NCUA insured, no Credit Union Guarantee – May Lose Value – Not Insured by any Federal Government Agency.
Savings Bond
For more information on savings bonds, please visit, http://www.savingsbonds.gov/
